Understand complexity and risk before you begin your appraisal or loan process with One Score™
One Score gives you an early indication of:
- Valuation Complexity
- Loan Processing Costs: Appraisal & Underwriting
- Collateral Risk
Detailed Appraisal Complexity report for any residential property
Complexity Score: 1 to 100 – lower scores – simpler appraisal
Subject Property Detail: Photos, Listing/Public Record History
Comparable Properties: Best available comps
Comparable Analysis: Variance within comparable sales
Market Analysis: Subject Typical in the market or not
Machine learning models find the best comparable sales
Sensitivity to Urban, Suburban, and Rural markets
Based on comprehensive datasets trusted by lenders, AMCs, and credit bureaus.
Statistical Analysis determines if property is typical in the market
Proximity and Recency of sales are used to determine a comparable fit for appraisal
One Score™ is right for you
Lenders
Understand risky collateral before starting the loan process
Complex properties reflect higher loan processing costs
Be TRID compliant – determine appraisal costs upfront
AMCs
Streamline appraiser selection based on valuation complexity
Determine appraisal time and cost upfront
Optimize appraisal review workflows based on complexity